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WebGet a personal loan for up to R230 000 cash which you can use for anything Receive an Approval Help for people with a poor credit rating, garnishee orders and defaults Technically, a long term personal loan is any loan with a repayment term of 12 to 144 months. Typically, the longest terms are only available on the highest loan amounts. For example, you may have to borrow $50,000 to $100,000 to get a 10- or 12-year term. When choosing a personal loan term length, always opt for … See more Many types of lenders offer long term personal loans, including banks, credit unions and online lenders. 1. Banks: Banks like Discover, Wells Fargo and U.S. Bank offer personal loans with terms up to seven years. All offer … See more A long term personal loan is most useful on large loan amounts — say over $10,000. Here are some situations when a long term loan may be a … See more The cost of a long term loan varies depending on the loan amount, rates and terms you apply for. Use our calculator to see how changing the … See more Long term personal loans cost more in interest than short term loans because you’re paying interest for a longer period of time. These examples … See more WebOverall Representative Example for Secured Loans. Based on borrowing £18,000 over 120 months. Interest Rate: 6.5% fixed for 60 months with instalments of £227.38. Followed by 60 months at the lenders standard variable rate of 4.95% with instalments of £221.71. Fees Broker fee (£1,530); Lender fee (£495). dyfed powys federation